A payment instrument is a form of payment your business will accept in exchange for goods and/or services. The payment instrument user defined code table (00/PY) indicates various methods of payment such as draft, check, and electronic funds transfer. You assign a payment instrument code to each invoice or voucher. Therefore, to identify credit card transaction payment instruments you must use payment types with assigned special handling code of (1SCC) for credit card transactions and credit card fallback transactions to be settled as part of the sales order process. Special handling code (1SCR) should be assigned for credit card transactions to be settled in accounts receivable.  Both are illustrated below.